Insite National Bank
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What's New?

Notice of Change to Funds Availability Policy

Due to changes in Federal Regulation CC, our Funds Availability Policy is changing effective July 1, 2020. CLICK HERE to learn more.

Fewer Coins in Circulation

The COVID-19 pandemic has significantly disrupted the supply chain and normal circulation patterns for U.S. coin.  In the past few months, coin deposits from depository institutions to the Federal Reserve have declined significantly and the U.S. Mint’s production of coin also decreased due to measures put in place to protect its employees.  While there is adequate coin in the economy,  the slowed pace of circulation has meant that sufficient quantities of coin are not readily available where needed.  With establishments like retail shops, bank branches and laundromats closed, the typical places where coin enters our society has slowed or even stopped the normal circulation of coin.  Federal Reserve coin orders from depository institutions have begun to increase as regions reopen, resulting in the Federal Reserve’s coin inventory being reduced to below normal levels. The Federal Reserve is working on several fronts to mitigate the effects of low coin inventories.

Have some extra coin you would like to exchange for cash? Bring it buy the bank and we would be happy to exchange it for you!


We are open!  For the health and safety of our customers, community and staff, effective Friday, March 20, 2020, all First New Mexico Bank, Las Cruces lobbies will have limited access for walk-in service until further notice.  Learn More



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